How to Add or Link Your PayMaya to PayPal

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Linking your PayMaya card to your PayPal account is very easy, doing this method also enables you to verify your PayPal account. Advantages of verifying your PayPal account is – it will lift the sending limit of your account and allow you to send more money and receive funds from other people without that lengthy verification.

My screenshot may seem different from your PayPal interface, because the screenshot is from a business PayPal account, but most likely it will be similar – just look for the highlighted name in my instruction.

Linking your PayMaya to PayPal

To link your PayMaya VISA or MasterCard, login your PayPal account.

Once you’re login,Look for the Gear icon in the upper right corner of the site and click Profile and Settings.

Then on the Left tab, go to Financial Information. From here, click the update button in the Debit and Credit cards section.

Before adding, you need to have at least a total of 100 Pesos from your PayMaya account to add a new card, these include the initial charge of 50 pesos and card confirmation of 100 pesos. The initial 50 pesos charge will be immediately returned to your Account.

Now, press the Add another card button to add your PayMaya card. Enter your Card Number without spaces, the Expiration Date and the Verification Number which you can find on the back of the card or in your PayMaya app. You may use both of your Virtual Card or Physical Card here.

Fill up the information with your PayMaya card. To avoid card decline, all information must match in your PayMaya including the Billing Address.

Once you added your PayMaya Card, you may now proceed on confirming your card. Your PayMaya will be charge 100 Pesos on this part, refund will be in 24 hours. Now, press the Confirm My Card then it will send you to Confirm your credit/debit card to get Verified page. Select the PayMaya card that you’d like to confirm and press the Continue button.

For confirmation, you will receive a text message from PayMaya with the transaction details from PayPal. The text message should look like:

Approval of PHP100.00 purchase at PP*XXXXCODE from XXXXXXXXXXXXXXXX. Available balance: PHPXXX.00 with Reference Number 73320488XXXX.

Alternatively, you can go to your PayMaya app and check the transaction history from there.

In the text receipt, copy the 4-digit code highlighted above after PP* and before CODE. For example, if its PP*1234CODE, your confirmation code should be 1234. Now, just press the Continue button on the PayPal page.

Then a button should appear in your card row saying Enter PayPal Code. Press that button. Now enter the confirmation you received and click confirm card.

You’re done! You’ve successfully confirmed your card and your PayPal account is now verified.

Transferring Funds from Paypal to PayMaya

You can also withdraw funds from your PayPal to your PayMaya card (VISA card only). But you need to have upgraded PayMaya in order to do it. The minimum withdrawals in Paypal is 500 Pesos. Withdrawing funds is simple, just click the Withdraw funds from your PayPal dashboard.

Then select the source funds on the From (USD, PHP, EURO, etc) and on the To select your PayMaya VISA. Once done, press the Continue button.

Transaction fee may also applies. Withdrawal above 7,000 Pesos is FREE of charge while withdrawal below 7,000 Pesos will charge you 50 Pesos. In our experience, we tried withdrawing 550 Pesos and it has transaction fee of 50 Pesos.

And it works! The average time your funds will reflect in your PayMaya account is in 1 to 3 days.

For people getting this error message saying “Sorry, we’re unable to process your request. Please try again later.”, this error message will only be displayed if your PayMaya account is not fully upgraded. To upgrade, check your PayMaya app.

If you have a problem activating your card, please don’t hesitate to leave a comment down below! Cheers!

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  • Ivan February 28, 2018 3:28 am

    Have you tried using paypal to activate your account in digitalocean? if so, would it still work today? I have tried using my paymaya but, digitalocean won’t allow prepaid card or virtual card like paymaya.

    • Erwin Bantilan February 28, 2018 4:42 pm

      Hi Ivan,

      On DigitalOcean, you can use PayPal with your PayMaya Card – instead of paying directly with PayMaya Card only. I’ve just tried using PayPal and use the PayMaya card as the source of money and it works. See screenshot –

      • Jio March 27, 2019 5:08 am

        Please teach us how to use Paypal with paymaya card as the source of money for paying online goods. This article only says to linking and withdrawing from Paypal. I want to see how to pay using Paypal with your Paymaya as source.

  • Ryne Art April 4, 2018 3:15 am

    I’m still getting “Sorry, we’re unable to process your request. Please try again later.” even if my PayMaya is upgraded. I’m trying to withdraw funds to my physical card which is Visa because my virtual card is MasterCard. Also, I connected my physical card (to PayMaya and PayPal) even before I upgraded my PayMaya account. I wonder if the issue lies somewhere between those lines. Any thoughts on this sir? Thanks in advance.

    • Erwin Bantilan April 4, 2018 9:37 am

      Hi Ryne, when did your paymaya get upgraded? Mine takes 2 to 3 days after the upgrade to able to withdraw money from paypal to paymaya..

      • Ryne April 5, 2018 2:08 am

        Last March 28 pa po. 🙁 I ordered another physical card and I’ll try to link them again and see if it would work. 🙁

  • Jester April 13, 2018 10:45 am

    Madali lang ba ma receive ang paypal code? Like how many minutes or hours? I linked my paymaya physical visa card (with 200php balance) to paypal but i am still not getting the paypal code for card confirmation. I dint receive a text and its neither reflected in my paymaya app. Any thoughts on this?

  • Kristine Lauren Quilala June 25, 2018 10:34 am

    hi. my physical card number is different from the virtual card number. which one will i use? hope to get a response soon

    • Erwin Bantilan June 25, 2018 9:10 pm

      Hi Kristine, virtual card is different from your physical. As long as it is link to your PayMaya account, there should be no problem.. You can use any of the two.

  • Bonn Eclarin August 10, 2018 8:35 pm

    Im upgraded since i downloaded the app last last week. i also link both of the virtual and a physical card, but same error. “unable to process, please try again later”

  • Jio jalalon March 27, 2019 3:30 am

    Help! after verification and Paypal deducting 100php to my account, Paypal did not return the 100php. Now I am short of payment.

  • Lowell M. Lunar May 20, 2019 1:32 pm

    Hi! What card am I going to link to Paypal? The PayMaya virtual card on the App or the Physical Card?

  • Austine November 8, 2019 2:37 am

    Hi! Can you check again the process of transferring money from PayPal to PayMaya? There seems have a problem. Before I was able to transfer but now, linked PayMaya (virtual or physical) visa card is not in the choices for transferring money. I hope you can help me with this.

  • Raymon July 2, 2020 4:16 am

    I do not know why my paymaya card can not link paypal i already put 100 pesos balance on it but keep declining my card . please help me fix this,


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